Opportunity to Organize-Moving Tips

optimize move

Opportunity to Organize: Make the Most of Your Move Moving isn’t fun, but it doesn’t have to be an arduous, stress-inducing task that causes you to lose your mind. It starts with a clear plan and more important than anything, … Continue reading

Tip on Offers Below List Price from Waterfront House Hunting Host/Charleston Realtor, Seth Stisher

How much do you know about below-list offers? Watch the video from my FYI show Waterfront House Hunting to learn more. … Continue reading

Private Lake Dream Home in Jefferson, GA

LakeFront Home Jefferson GeorgiaThis amazing home in Jefferson, Georgia is on a private waterski lake. This lakefront home is where luxury meets lifestyle. Whether you are a waterskier or just love being on the water, this property is a must-see. It is situated on a private 5.5 acre lot on the shores of a 55 acre private lake with a dock, boathouse, and private beach. It also has a huge screened porch with fireplace, vineyard, professionally landscaped with waterfall, and a fire pit.

It’s only an hour drive to downtown Atlanta and only an hour and ten minutes to Greenville, SC (even less to Clemson).

This home is listed at $899,000, which is almost $200K below the appraised value. Check it out and let me know what questions you may have. Contact me here! I can also put you in touch with the homeowner directly if you have a real interest in the property.






Waterski-Lake-Living in South Georgia–Only $27.5K?

View from Lot Above the Lake

View from Lot Above the Lake

When I was first introduced to this property, I thought it had to be a typo in the email I received. I mean to be able to own property on a waterski lake in a climate where the lake can basically be utilized year-round, seems too good to be true for $27,500!

Amazing Views from Above the lake

Amazing Views from Above the lake

Well, it’s true…you can own this lot-your own waterskiers paradise-for this amazing price. Whether you want to build or just use the lot, this is an amazing value. This lot is at Southern Waters in Forsyth, Georgia (near Macon). Lot prices for this development have historically been around $65,000.

Click to Enlarge

Click to Enlarge

This is a great opportunity.

You may click on the thumbnail of the map to enlarge. In the map, this lot is A5, which is the first orange lot below A2. This lot has some of the most amazing views and complete access to the lake. Don’t miss this amazing opportunity to have access to a beautiful ski site for the price of a used boat.

To read the Southern Waters Covenants, click here! Please email Seth Stisher with Inquiries.

We’re Looking for Raw Land and Distressed Properties

Beautiful getaway or developable land

Beautiful getaway or developable land

I have several clients that are looking for one or both of the following:

  • Raw Land and lots for building and development projects
  • Distressed homes that could use a little TLC (potential short sale, pre-foreclosure, or a property you just want to move
Renovation Projects Wanted!

Renovation Projects Wanted!

Let us know if you or anyone you know may be considering selling property that fits into this category.  We would love to help strike up a deal that can benefit you and the buyer.  At the end of the day, both parties need to feel good about a deal for us to be happy with that deal.

Please email us or call to discuss options and ideas.


Mortgage 101

Lender’s Tip: Mortgage 101

Don’t know how the mortgage process works? Want to apply but feeling overwhelmed? Thanks to Todd Sevier of the Tabor Mortgage Group, you can be comfortable with this quick run-down of what to expect.

For first-time buyers, purchasing a home can be so exciting — and a little scary too. It’s a lot of money, a long-time commitment, and a lot of paperwork that can be very confusing. Let’s see if I can ease some the anxiety that can be associated with buying a new home by explaining some of the process to you. If you want more information, I am always available to answer questions specific to your situation, at no cost.

Meet with your loan officer
You need to determine how much home you can afford. You and I will discuss your mortgage goals and determine the appropriate loan program with the monthly payment you’re comfortable with. Your credit score and the amount of cash you have available will help determine the type of loan you qualify for and its parameters.

Complete the loan application
Once we determine the amount you want to borrow, we’ll fill out an application. I will ask you to provide important documentation, such as pay stubs, W2s and bank statements, and review your credit, your income, your assets and debt, and the cash you have on hand for payments such as your down payment and closing costs.

You get a lot of forms to review

Documents we call disclosures are sent for you to read and sign. These legal documents explain your rights as a borrower on a mortgage loan. Disclosures will also show you the details of your loan amount, costs, monthly payments and payback terms. There are also a few items that say your loan isn’t guaranteed until it is funded and recorded and that as a borrower you won’t lie on your loan application, alter documents, or in other ways commit loan fraud.

Loan is submitted to our professional underwriting team for review
This is to review your application to check all the pieces are there and all the numbers are adding up properly. I’ll ask you for any missing or incomplete information. Once the loan package is complete, it is submitted to the underwriter for approval. The underwriter will review your documentation and determine whether the information listed on the application meets the guidelines.

Head to closing

Once the title company receives the loan documentation, you’ll be contacted to set up an appointment to sign the final loan papers. The title company will give you the final closing figures. The funds will be wired to them by your lender, and in turn they will send the deed to the county recorder’s office to be registered and filed. After the loan has recorded, the transaction is complete and your agent may now give you the keys to your new home.

Todd looks forward to discussing your loan options with you. Contact him for a free consultation and let’s see about getting you into a new home this year!

Todd Sevier
Tabor Mortgage Group
E Mail Todd
Call Todd: 843-557-3926